West Virginia Property and Casualty Licensing Practice Exam

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Prepare for the West Virginia Property and Casualty Licensing Exam with flashcards and multiple choice questions, each with hints and explanations. Get exam-ready!

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An insured may purchase optional limits of liability for uninsured motorist coverage in which of the following amounts?

$50,000 | $100,000 | $250,000
$25,000 | $125,000 | $500,000
$100,000 | $300,000 | $50,000
$75,000 | $175,000 | $350,000

The correct answer is: $100,000 | $300,000 | $50,000

In West Virginia, optional limits of liability for uninsured motorist coverage can be offered in specific amounts that comply with the state's regulatory standards. The correct option suggests limits that align with the flexibility and common amounts that most insurers might provide. The amounts mentioned — $100,000, $300,000, and $50,000 — reflect a combination of typical per-accident and per-person coverage levels that are often allowed in many states, including West Virginia. This combination provides policyholders with choices that cater to various levels of risk and ensures adequate protection in the event of a claim involving an uninsured motorist. In comparison, other options present combinations of limits that are less common or may not align with the standard offerings prescribed by state regulations. Thus, the selected answer correctly identifies permissible limits that might typically be available to insured individuals seeking enhanced protection against uninsured motorist liabilities.